We begin with a Nigerian Prince, who wished for 'me' to invest his ten million dollars in the United States:
We went through the regular introduction; I provided him with 'my' address - a nursing home that I can assure you does not exist, nor has a real address - claiming that I have no mobile phone due to my children.My names are Prince [removed], I work as the Regional Manager of Union Bank of Nigeria Plc. With operational office at Falomo. I have packaged a transaction that will be of mutual benefit to both of us. I want you to help my family received and invest the sum of USD$10.5Million dollars my late father deposited in a bank here before his sudden death.
My mother and I want this funds to be transferred and invested in your country through your assistance and directive, 30% of this funds is your percentage for assisting us.
This funds transaction is 100% genuine and free risk. There is nothing to be afraid of.
Please get back to me through this email address ;[removed, will report] For more details
He accepted this and claimed that a bank would contact me. The bank did not, prompting me to email him again. He sent me the same email he did when asking me to provide me with information, but with the added caveat that I must provide my ID.
I provided him with a list of information that was obviously faked, claiming that my nurses had the real ID and would not give it to me. He accepted it, despite the fact that the ID number I gave was 12345678987654.
There was no response. I changed emails, which took about a day and forced the Prince to go off script. It was not particularly interesting; I will not share it here.
The 'bank' then emailed me with the following:
Union Bank Nigerian Plc,Falomo branch, 36, Marina (Stallion Plaza), Marina, Lagos State Nigeria
Subject: Payment Approvals on USD $ 10.500.000.00 (Ten Million Five Hundred Thousand United States Dollars, Only .
Be informed that the contents of your payment File Number CBBX56 / CES08112019, which was forwarded to my office this morning on request has been endorsed and as such your request is hereby granted.
You are to fill to this office your bank data underlined below this move is to facilitate and also to re-confirm your full bank information as recommended by the authority of Union Bank Nigeria, to monitor your payment process. You don't need to include your banks details if you prefer to receive your payment by liquid cash or by Int'l ATM card or check.
A valid check or ATM CARD of your total sum will be issued, signed and stamped in your favor, the total sum of (USD $ 10.500.000.00) be delivered to your home receiving address, by our accredited courier company as soon as you indicate your desire to receive your payment. In other way, you are to fill your bank account details if you prefer to receive your payment by key tested transfer or by other options below.
As soon as I hear from you, further steps will be made to finalize your payment.
NAME OF BANK: ________________
ACCOUNT NAME: _______________________
ACCOUNT NUMBERS: _____________________
SWIFT CODE: ____________________________
BENEFICIARY NAME: ______________________
ROUTING NUMBERS: ______________________
BANK ADDRESS: __________________________
HOME ADDRESS: __________________________
You Choice of Payment.
(1) International certified check, yes = No (2) Online Money Transfer, Yes = No (3) Cash Payment to my bank account, Yes = No. (4) In'tl certified ATM card, yes = No
This to certify that information I. Mr. Mrs .................... Supplied are correct to the best of my knowledge
Dates: ………………………… .. Sign ………………………………
Ann Ego (Executive Officer)
Union Bank Nigeria Plc.
I forwarded the email to the Prince, who begged me for my ID:
Nothing was attached.
How are you today? Thanks for the bank message you sent us. You are to
tell the bank how you want to receive the funds, if you want bank to
transfer this funds to you through bank account, then send to my bank
your bank account details, if you prefer
ATM MASTER CARD OR CHECK, by this means you don't need to send your
bank account information rather the funds will be prepaid to ATM CARD
or issue to
check and deliver to your home or office address through courier
service. So get back to
the bank and tell them your choice of receiving this funds.For us we
prefer ATM master card, with it no tax or any government intervention.
Attached is deposit certificate of this funds and my passport.
Send us also your i d
The form the bank sent was perhaps the ugliest I have ever seen. I did not fill it out, instead responding by instructing them to send the money in a check enclosed in an unlabeled box to a fake PO box, where my 'brother' would pick it up for me.
Again, there was no response for the next few days.
Meanwhile, as I had already sent the ID, I yet again emailed the Prince:
The prince told me to provide it to the bank.
I sent the information contained on my ID to you. Do I have to provide it again to the bank or will you forward it to them?
At the time, I was pestering the bank email address for a loan for my 'daughter,' who apparently wishes to start a food delivery cooperative in Abuja; I placed the ID information in one of these emails:
There was no response regarding the loan. I emailed the Prince asking him to appeal on my behalf. And here - here! - I managed to force him off script in the most spectacular way:While I am engaging in this business of [removed]'s money, I would like to enquire about the subject of loans. My daughter, you see, is opening a cooperative in Nigeria that will distribute food from community gardens that it will found, as an extension of her efforts in the United States, Angola, and the DRC. It will, of course, be a business, but one for philanthropic reasons. She has the collateral necessary, of course.
She is already in Nigeria; her business will open provided that she has received the documentation required, which she is currently negotiating. While she may opt to go for a bank in the United States, I personally think that it would be better to do something more local - it fits with her ethos, which is to give as much autonomy and opportunity to those she helps.
NEW YORK CITY
Eye Color: Brown
Date of Birth:
Wanting to ensure that this would not end the bait, I simply let it go:No. We can't give any loan to any person here we and won't invest any
dollar here. If you don't want to help us receive this funds in U.S
and invest it there indicate earlier the better. nI don't know why you
are involving your daughter and Nigeria in this matter, You want to
expose this hard earn family funds to government.
And that ended it. The 'bank' sent a poorly-made check; I forwarded it to the Prince, who then wrote the following:That is not what I meant. I am talking about the Union Bank; that is, whether they can, outside of this transaction, loan money.
I want this money to be protected as much as possible; the loan has nothing to do with it.
But never mind; I have checked, and COVID-19 will probably stop her from even opening the business at all.
I sent the following in return:Thank you, have you replied them and how and when are they going to
ship it with courier to you.
The Prince responded quickly:I assumed that that would be the work of the courier service. Aren't they supposed to contact me with more details?
Why would the bank be in charge of the delivery?
This was contradictory, and thus I emailed him back:No bank will not be in charge of the delivering, they will hand the
parcel to courier service tomorrow, then courier service will contact
you for the shipment delivering arrangement.
Annoyed, the Prince sent the following email:I really do not understand. Do I contact the bank about the courier service or wait for the courier service to contact me?
I did not press on further. I sent the prince a list of Bible quotes:You should be understanding them and listing to the bank. bank said in
the email you sent me that they will contact the courier service for
the delivering. So wait for the courier service to contact you because
as soon as bank handed them the parcel and your information they will
Miraculously, there was a response, probably because the Prince wanted 'me' to feel more relaxed in making the 'transaction:'
These are terrible times. Many of my friends have died; I am sure you have been affected too. These Bible quotes gave me happiness; I hope they will do the same for you.
Matthew 6:25 - "'For this reason I say to you, do not be worried about your life, as to what you will eat or what you will drink; nor for your body, as to what you will put on. Is not life more than food, and the body more than clothing?'"
1 Corinthians 15:51-52 - "But let me reveal to you a wonderful secret. We will not all die, but we will all be transformed! It will happen in a moment, in the blink of an eye, when the last trumpet is blown. For when the trumpet sounds, those who have died will be raised to live forever. And we who are living will also be transformed. For our dying bodies must be transformed into bodies that will never die; our mortal bodies must be transformed into immortal bodies."
Philippians 4.6-7 - "Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God. And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus."
I was then finally asked for money, by the courier service:
We shall not be affected by any virus, have faith in god.
I capitalized on the existence of my 'daughter,' and sent the following email:We have today received your Funds Check parcel from UNION BANK Nigerian PLC,to
deliver to you. Before we shall proceed to ship this parcel ( CHECK )
to you. we shall need $380 delivering fees.We shall need this money to
prepare your shipment waybill and and your tracking number which I
will send you so that you will be tracking the movement and know
whereabouts the parcel until it arrive your place and also settle
custom's before this parcel will be arrow to leave here to U.S.A.
You are to send us today or tomorrow this delivering fee through our
agent in U.S.A.
As soon as we hear from you, We shall send you our U.S. agent name you
will send the shipment fee.
Attached is my I.D Card and your Check PARCEL. awaiting shipment in our custody.
I have not received anything in response yet.
Why is the delivery so expensive? I once shipped something to the DRC to my daughter - it was one-tenth of the price!
Is it for security?